Spreadsheet.
Simple Monthly Budget Spreadsheet
MoneySale

Simple Monthly Budget Spreadsheet

Know where the money went — in five minutes a week.

€4€5Save 20%

An income-and-expense tracker with category envelopes, a rollover summary and a clean month view. Built for people who want clarity, not a second job.

  • Category budgets with live 'left to spend'
  • Income vs. expense summary
  • 12 monthly tabs, pre-linked
  • Colour-coded overspend warnings
Instant email delivery

What's in the box

  • Google Sheets template (make-a-copy link)
  • Setup guide PDF
  • Example category list
  • Lifetime updates
Inside the sheet
1

Type the amount. That's the workflow.

Log a transaction under a category and every total, chart and 'remaining' figure updates instantly.

2

Envelopes without the envelopes

Set a monthly limit per category. The sheet shows what's left and turns amber, then red, as you approach it.

3

One year, already assembled

Twelve month tabs are linked into an annual overview so you can see trends without copy-pasting anything.

Good to know
Is this connected to my bank?
No — it's a manual tracker by design. Five minutes a week keeps it accurate and keeps you close to your spending.
Can I rename the categories?
Yes, every category is editable and the budgets, charts and summaries follow automatically.
Simple Monthly Budget Spreadsheet · Spreadsheet Mode